Insurance Requirements

We observe the Education (Pastoral Care of Tertiary and International Learners Code of Practice (Code of Practice 2021) which requires all international students to have approved insurance for the duration of their visa or until they leave New Zealand, whichever is earlier. 

All New Zealand universities endorse the Studentsafe Inbound University policy offered by Allianz Partners, and this is the preferred insurance at Lincoln.

Although not compulsory for Australian students, we still recommend that you take out appropriate medical and travel insurance for the duration of your study if you are an Australian citizen or permanent resident.

The benefits of Studentsafe University

• Free health care from the doctor, nurses, or counselling staff at our on-campus Student Health and Support facility for matters within the scope of insurance
• No application forms. You will be automatically insured for up to 31 days before the course start date, including insurance for travel from your home country, even though you may not be asked to pay the premium until you arrive on campus. 
• Management by an insurance broker. MARSH Ltd manages the plan on behalf of all New Zealand universities.
• Full benefits and the applicable terms and conditions are listed in the policy.

You can access the Studentsafe Inbound University policy here.

Studentsafe University pricing

The following prices are in New Zealand dollars and are effective from 1 January 2024*:

• $810.00, based on a standard full-time study programme of 120 credits
• $405.00, based on a standard full-time study programme of 60 credits

For students on part-year programmes only:

• $67.50 per month for courses of less than one month
• For courses of more than one month, minimum cover is two months ($135.00).

If you are bringing family members with you to New Zealand, then you should purchase a Couple or Family policy. Normally, based on a standard full-time study programme of 120 credits, the following would apply:

• $1,620.00 (Couple Premium rate)
• $2,025.00 (Family Premium rate).

Applications for Family or Single policies must be finalised by the last date of enrolment for the semester (refer to Key Dates). PhD students must finalise their policy within the first month of the programme start date.

*Insurance premiums are subject to an annual review and occasional market fluctuations. 

Other insurance policies

If you choose to purchase a different policy, you need to make sure that it is compliant and covers the length of your visa, including the period of your enrolment. The expiry date must be valid until your return home, or for the period of your student visa if you are staying in New Zealand.

MARSH Ltd provides an assessment service advising Lincoln University of policies that meet the required standards. Please complete our Insurance Policy Assessment Application Form. We strongly advise that you do not take out insurance from your home country, as policies generally do not meet the specific requirements for New Zealand compliance. The following New Zealand policy has been assessed and approved by MARSH as compliant**:

• Studentsafe Inbound University – Allianz

Other policies may provide the same or equivalent cover and if so, they would be acceptable substitutes. These may include:

• Uni-care NZ Student Plan
• Studentcare Plus Plan - Interglobal Insurance Company Ltd
• Orbit Protect Student Prime
• Southern Cross International Student Plan

**Lincoln University reserves the right to amend this list at any time.